Updating parts of your kitchen while staying under budget will be a breeze as long as you follow Mel Foster Co.’s simple guide.
Update the Hardware
If your kitchen seems to be a little dated, consider updating the hardware. Drawer knobs, handles and towel racks are inexpensive changes to make your kitchen feel fresh. It’s a great way to have a new looking kitchen without the new kitchen price.
Replace the Faucet
Add a more modern faucet to the sink as a way to create a focal point in your kitchen. Try to have it match your hardware in color, but be different enough to stand out and be interesting. There are a multitude of modern faucets available, so you’re sure to find one you love.
Install a Ceiling Fan
Ceiling fans add a soothing constant motion in the kitchen. If you have high ceilings, a ceiling fan is the perfect way to make the kitchen a more relaxing room. As an added bonus, it will help keep the room cool and in some cases cut your summer cooling costs.
Get Creative
Not every change needs to be dramatic. Sometimes something as easy as new towels can give your kitchen a fresh look. Consider replacing worn out items like chairs, dishes or even the paint on your cabinets. Small changes will add up quickly and make your kitchen look brand new.
Mel Foster Co.’s Color the Quads raised $70,500 for local charities during its fourth and final colorful run on May 21 in Bettendorf, Iowa. Over 1,300 5K participants, 200 children racers, sponsors and volunteers contributed to the cause. One hundred percent of the proceeds from Color the Quads were distributed to local charities. Jordan’s Joy, NAMI – Greater Mississippi Valley and YMCA Camp Abe Lincoln and Youth Solutions received $23,500 each.
Jordan’s Joy board member, Michelle McMullen said, “Thank you all for the incredible experience! Because of Mel Foster’s hard work and determination, the Quad City community has come together once again to help kids and their families in our area. Jordan’s Joy was honored and humbled to be such a special part of it.”
“This was a fantastic opportunity to get the word out about education resources for families living with a serious mental health condition. We are grateful to those persons who voted with their feet to support NAMI,” said Angela Gallagher, executive director, National Alliance on Mental Illness Greater Mississippi Valley.
“Mel Foster and Color the Quads have done more than just provide a fun and healthy family event for our community,” said Scott County Family Y CEO Brad Martell. “Because the proceeds benefit YMCA Camp Abe Lincoln and the Solutions Outreach program, hundreds of students and their families will be supported and encouraged to be the next generation of leaders for our community! The effects will impact all of us for years to come!”
The event’s Color Extraordinaire, Color Party, Kid’s Color Dash, Color Explosion and Color Burst sponsors include; Mel Foster Co., XPAC, Tri-City Electric Co., American Bank & Trust, Active Endeavors, Perl Mortgage, University of Iowa Community Credit Union, Vollertsen, Britt & Gorsline P.C., Alcoa, Build To Suit, Enviromark, Gomez May Law, Hawkeye Paving Corp., Hy-Vee, KWQC, Mickle Communications, Pear Advertising, Pella Windows & Doors, Quad-City Times, Radon Solutions, Terrostar Interactive Media, TMI – Total Maintenance Inc., Twin Rivers Bank & Trust Tyson Fresh Meats Inc., and Victorystore.com.
“We were amazed once again by the generous support of our sponsors and this community. By raising $254,854 for local charities over Color the Quads’ four-year run, we know we’ve made a positive impact in our community, to strengthen families and support youth. It was a privilege to lead this project during its successful run and we are so proud of what was collectively achieved,” said Lynsey Engels, President, Real Estate Brokerage for Mel Foster Co.
When your home is on the market, curb appeal is extremely important to attract buyers. Mel Foster Co. has a list of five outdoor trends to increase interest in your home.
Low Maintenance Landscaping
Everyone loves seeing beautiful gardens, but not everyone loves taking care of them. Keep your bushes, flowers and trees low maintenance to attract a wider audience. If a buyer has a green thumb, they’ll most likely add their own personal favorites after moving in.
Permanent Structures
Covered patios, screened in porches and fire pits increase the value of your home. Also consider year round seating such as benches attached to your home or deck. These options may be expensive to install, but make your home more appealing.
Privacy
Everyone loves privacy and outdoor spaces are an extension of the home. Canopies, fences and tree lines provide more privacy for the yard. When selling your home, you can’t afford avoiding such an essential and attractive feature.
Lighting
Lighting in your seating area is extremely important. It adds additional function to your yard extending the amount of time it can be used. Good outdoor lighting showcases your property more during the nighttime. Adjustable lighting is even better, that way you can control the amount of light to your preferred level.
Natural Wood and Stone
Natural wood and stone are timeless additions. They are classic options that give your yard a natural look with modern comfort. Pick colors of stone and wood to compliment the other colors in your yard. Finding the right combination will help your home stand out amongst the crowd.
If you’re preparing to put your home up for sale, don’t forget about a good cleaning of your home’s exterior. You may not need to hire a professional to pressure wash your siding, deck or fence. It’s a pretty easy DIY project and you may find a neighbor with a pressure washer who is happy to lend you the equipment.
Here’s what to know before you connect the hose and fire up the air compressor.
What Surfaces Can Handle Being Pressure Washed?
Aluminum, steel, vinyl or wood can be pressure washed. Be certain your house doesn’t have lead paint. The runoff may contain lead and contaminate the soil, or even go into a storm drain polluting local bodies of water. Most houses painted after 1978 no longer used lead based paint.
Preparing to Use a Pressure Washer
When preparing to use the pressure washer, make sure you follow some simple safety steps. Before you start washing, make sure there are no cracks or holes in your siding or deck. The pressure washer may cause additional damage to these areas.
You want to be sure you never point the pressure washer at yourself or anyone else. It can easily cut through skin due to the force of the water. It is recommended to wear eye protection and avoid using a pressure washer if you are on a ladder.
Starting to Clean with the Pressure Washer
Cleaning is very simple. Apply a base layer of water using a standard garden hose to get the siding or deck ready for cleaning. After the siding or deck is wet, make sure the cleaning solution is in the pressure washer, and hook it up to the hose. Most pressure washers activate using a trigger.
If you’re cleaning house siding, you want to begin at the base of the house so there are no streaks running onto a dry part of the siding. Keep the pressure washer about one foot away from the siding and slowly swipe back and forth on each panel. You want to start at the base of the house.
Cleaning a deck or patio follows the same rules, but you start at the inside of the deck so you can push the water and debris off of the deck. You should be able to see the coloring difference as you clean. Keep washing every part of your deck or patio, especially inside cracks so every part looks fresh and clean.
You might be the handyman of the house, but common mistakes can take down even veterans of DIY projects. Follow these four steps to avoid pitfalls on your projects.
Plan. Plan. Plan.
You want to make sure you have a step-by-step plan to avoid future headaches. If you attempt to follow an online guide, make sure to read the entirety of the plans so you don’t end up making multiple trips to the hardware store. Think 10 steps ahead so you’re prepared for the end product. Small mistakes can add up and create more problems. Triple check plans, measurements and supplies before starting to avoid mistakes.
Beware the Cheapest Option
It may seem like a deal if an appliance or materials are inexpensive, but most of the time you get what you pay for. Don’t throw good money after bad. Find a reliable product so you only have to do the job once. You’ll end up saving more time and money by avoiding subpar materials for your projects. If it’s worth doing, it’s worth doing right.
Specialty Work May Require a Professional
It might be hard to admit you need help doing jobs around the house, but electric and plumbing work may end up costing you more if you don’t seek advice. You may not need someone to come to your house, but it is beneficial to consult a specialist about your project. They can warn you about potential risks, what won’t work and whether or not you need professional help. Most of the time specialists at local hardware stores will be able to tell you about the difficulty of your task. It helps to bounce ideas off of someone with experience.
Acquire all Necessary Permits
DIY enthusiasts usually tackle larger projects based on success completing less complex projects. Be sure the work you’re doing can be certified because if you plan on selling your home, this will be a concern of potential buyers. Major projects like additions, heating, fencing, electrical, plumbing and window installation usually require permits. Check with a professional to find out if your project requires permits from your city.
Mel Foster Color the Quads is pleased to announce its 4th annual 5K Race raised over $70,000 and surpassed its four-year goal to raise a quarter of a million dollars for local charities.
Saturday’s race hit the cumulative four-year attendance mark of 10,000 participants, including adults and children.
Mel Foster Color the Quads had a four-year run in the Quad Cities and reached the following milestones:
2013 – $51,000 donated to two charities
2014 – $61,474 donated to three charities
2015 – $71,880 donated to three main charities and 13 other local charities
2016 – over $70,000 and three charities
Lynsey Engels, president of Mel Foster Co. Brokerage Division and Color the Quads committee chair, said, “We’d like to thank every runner, walker, volunteer and sponsor who helped make this event a huge success over the last four years. It’s remarkable what can be achieved when everybody works together. We know the funds raised this year and in the past help local families in many ways. Our goal was to top the $250,000 mark in our final year, so we’re really excited the community got behind this event and helped us achieve this fundraising milestone.”
Engels added, “Putting on a community event of this size takes a lot of hard work from volunteers. We could not prepare all of the swag bags, set up the kid’s race/5K race routes, color and water stations along the course without dedicated volunteers who generously give their time. Of course there is a large team of volunteers who help on race day to make sure everything goes smoothly for the racers. Mel Foster Co. agents and staff from residential real estate, commercial real estate, insurance and land development were involved in every aspect of this event over the last four years from choosing the charity recipients, obtaining sponsors, volunteering countless hours, promoting and participating in this event and it could not have been pulled off without them.”
During the race’s four-year run, 24 local charities received funds generated through sponsorships and race registration. “These numbers really show how compassionate our community is about backing charities that help children and families. Mel Foster Color the Quads has been a great way to make a significant impact and we appreciate everyone who has played some kind of a role in its success,” concludes Engels.
Charity Summary:
2013 – YMCA Camp Abe Lincoln, Youth Solutions, Children’s’ Therapy Center of the QC
2014 – Child Abuse Council, March of Dimes, Rick’s House of Hope
2015 – Bethany for Children & Families, Gigi’s Playhouse & Hand-in-Hand
13 other charities:
Bettendorf Library, Camp Genesis, Family Resources, Family Museum, Humility of Mary Housing, Kennedi’s Kisses, Living Lands & Waters, Project Renewal, Quad City Botanical Center, Student Hunger Drive, Toys for Tots, Tudi’s Tribe and YMCA.
2016 – Jordan’s Joy, NAMI Greater Mississippi Valley, YMCA Camp Abe Lincoln & Youth Solutions
“Our goal when we started this journey was to provide a unique experience for the Quad City area that was only available in larger cities while raising awareness and funds for charities in the areas we serve. It speaks volumes for the Quad Cities as a whole that we were able to accomplish this together and serves as a great reminder about what a great place the Quad Cities is to live and work,” commented Engels.
Final preparations are underway as Mel Foster Co. prepares for the final Color the Quads charity 5K Run. The race will be held this Saturday, May 21. The 4:00 p.m. 5K starts and finishes near Cumberland Square at 2300 Spruce Hills Drive, Bettendorf. The American Bank & Trust Kids Color Dash, a 400-yard race, is at 11:00 a.m. at Veteran’s Memorial Park in Bettendorf and registration includes an after party sponsored by Tyson Fresh Meats.
Registration is still open at www.colorthequads.com. The 5K registration fee is $40 and all proceeds support local charities including Jordan’s Joy, NAMI (National Alliance for Mental Illness) of the Mississippi Valley, and YMCA for Camp Abe Lincoln and Youth Solutions Programs. The registration fee includes race entry, t-shirt, pre- and post-race parties and a swag bag.
It’s not too late to get the kids into the kids color dash. $20 registration fee includes race entry, t-shirt, pre-race festivities and activities prior to the 11:00am start, post-race party and a sway bag with lot of fun stuff for the kids.
Lynsey Engels, president of Mel Foster Co. Brokerage Division and Color the Quads committee chair, said, “Each year we are amazed at how great the community supports local events and raises money for local charities. In the last three years, Color the Quad has supported over 24 local charities and we are looking forward to another record total amount raised in our final year.”
“The weather forecast is calling for sunny and warm temperatures, which is a welcome bonus after last year’s cooler than expected temperatures. Saturday is going to be a perfect day to be outside, whether you’re a serious runner or just want to walk with a friend for a little exercise. Every race participant is invited to attend the XPAC pre-race color explosion party where the color packets start to get opened and the racers gear up to start through a sea of orange foam. Participants will enjoy live music on the course as they get “colored” with foam, paint and corn starch. After the race, there’s a great outdoor party sponsored by Tri-City Electric Co. at Cumberland Square. Plenty of food and beverages will be available at no charge to race participants and it’s a fun way to wind down after the race. Tickets for non-participants to attend the after party are just $20 and can be purchased at www.colorthequads.com. It’s an easy way for non-race family and friends to join in without going through the race course,” continued Engels.
Packet pick-up starts Thursday, May 19 from 5-7 p.m.; Friday, May 20 from Noon-6 p.m. and on race day at 9-10 a.m. and 1-3 p.m. at Color the Quads race headquarters, 2304 Spruce Hills Drive, Bettendorf, next to Dollar General in Cumberland Square.
Street closures will start at 3:45 p.m. on Saturday. The route starts in front of the Mel Foster Co. office in Cumberland square, runs north on 18th Street; turn west on Crow Creek Road; turn south on Greenbrier Drive, turn east on Tam-O-Shanter; turn south on South Hampton; turn east on Spruce Hills Drive; last turn is north on 18th Street to finish line. The race map can be found at www.colorthequads.com.
The best way to describe home equity is the amount you have paid toward your mortgage. Every month you pay, you begin to build more equity in your home. It’s possible to then use this equity to acquire a loan from your bank. But how do you know what to use the money for, or even if you should take out the loan?
The number one rule is to use a home equity loan for things you suspect will appreciate in value or generate revenue. For example, training or education makes you more effective in the workplace, and may increase your salary in the long run. Buying rental real estate to become a landlord may increase your income. Smart home improvements can increase the value of your home. These long term investments could potentially make you more money than you spent.
Unwise purchases include clothing, most vehicles, or any frivolous purchases. These aren’t investments which will help your financial situation in the long run. If you use equity for purchases that do not increase in value, you may put yourself in a tight spot. It might be best to hold off on a loan against your equity if you don’t have breathing room to take a potential loss.
Dealing with the aftermath of a flood is difficult. Follow these helpful tips to make sure your family and home are protected.
If you have any concerns about living in an area prone to flooding, first make sure you are covered by your homeowners insurance. Often flood damages aren’t covered in standard homeowner policies and require separate insurance. Your Mel Foster Insurance associate can verify your coverage and make a recommendation. Be sure you have an insurance policy for floods that covers structural damage.
Your coverage can give you peace of mind, but would you know what to do if you suddenly found yourself in a flood situation? The first step is avoiding any harm to you or your family. If there is standing water, make sure no electricity is running through it. Try to avoid being in the water, unless you’re certain it is safe. Next, document the damages with photographs for your insurance company. It’s important your agent sees the damage caused by the flood, to help you with your claim.
Contact your Mel Foster Insurance associate and inform him or her of the damages. They may ask for the photographs or other documentation. They may then give you the go ahead to clear out the water to prevent further damage. Once everything is dried out, inspect the foundation of the home for warping, cracks and holes. If there is any further damage, document it with photos and contact your insurance associate about additional damages.
If you have any questions about flooding or insurance, contact Mel Foster Insurance at http://www.melfosterinsurance.com/ or call 563-359-5446.
By the start of spring, most of us are ready to clean out our homes in anticipation of the warm and fun summer months. Follow this room-by-room list to get started right away.
Kitchen
Any junk mail, expired food or general messiness should be removed. Then wipe down the countertops and backsplashes to get everything sparkling clean. Vinegar and baking soda can help get rid of tough stains.
Deep clean the sink. Plug the sink and fill it all the way up with water and dish soap. Let it sit for about 15 minutes and then drain it. This should help remove any unpleasant odors coming from the drain. Be sure to run the garbage disposal if you have one while the water drains. If there is still an odor, try using water and lemon juice.
Clean appliances. Wipe down the refrigerator and oven, and vacuum behind them if possible. No one sees these areas regularly, but they gather dust, debris and fallen food, requiring a deep cleaning.
Bathrooms
Scrub the toilet. Use household cleaning items to help restore your toilet back to the way it looked when you bought your home. Hydrogen peroxide will even add a nice shine.
Wipe down all surfaces. Make sure to wipe everything down, getting rid of dust, hair and buildup from hair spray. If there is any rust or grime in your shower, be sure to try baking soda and vinegar. Also check to see if your shower curtain has gathered mold. If it has, most curtains can be put through the laundry, but be sure to check the tags first.
Clean the mirrors. Do this last so nothing will splash on the mirrors while you’re cleaning the rest of the bathroom. Using streakless window cleaner will make you look even better in your mirror.
Bedrooms
Manage closet space. Now is the time to get rid of any clothes you no longer wear, or won’t be wearing during the summer. Pack away winter clothes until next fall. If you haven’t worn clothing in over a year, you probably don’t need it anymore. Be sure to donate clothing, or have a yard sale so usable clothes aren’t wasted.
Flip the mattress. You should flip your mattresses at least once per year. It prevents uncomfortable body imprints from forming and causing you body damage. But don’t flip the box spring, it could cause damage. You can rotate the box spring 180 degrees to have roughly the same effect.
Vacuum hidden places. While you’re flipping the mattress, vacuum underneath the bed. Get behind the headboard and anywhere you wouldn’t normally vacuum. Any bedroom furniture should be moved or tipped so it can be vacuumed underneath.
Living Room
Dust everything. Over the year, dust gathers in places you normally don’t clean. Ceiling fans, bookshelves, picture frames, televisions and windowsills all should be dusted. If you apply an anti-dust spray to your cloth, it will help keep everything clean.
Vacuum furniture and below. Take off the cushions to vacuum the upholstery and get in all the cracks of your furniture. If you eat on the couch, there are may be crumbs between the cushions requiring a quick once over with the vacuum. Lift up any chairs and vacuum underneath those as well.
Clean area rugs and windows. You can take your rugs outside to dust them off or vacuum them then toss them in the wash. Wash your windows while the rugs are up off the floor.
